Public Charge Inadmissibility: Credit Reports and Credit Scores
Under the new Department of Homeland Security regulations, U.S. Citizenship and Immigration Services may consider a noncitizen’s assets, resources, and financial status as one factor when determining whether the individual is likely to become a public charge. As part of that evaluation, USCIS may consider the noncitizen’s credit history and credit score and other evidence of the noncitizen’s liabilities. This resource provides a background on credit reports and credit scores, how these are viewed by DHS, and how to obtain a credit report and credit score or prove that an applicant has neither.